CoreLend | Finance Broker for Car, Home & Business Loans

Know exactly what you're signing
before you sign it.

The repayment's only half the story. I'll show you the fees, the balloon, the total cost, all of it, so there are no surprises down the track.

See what I can get Call Jonathan

★ 5.0 on Google

MFAA & FBAA Accredited
40+ lenders
Authorised Credit Representative
Jonathan Al Aaraj

You'll deal directly with me, Jonathan.

What are you after?

Takes a minute. I'll look it over and give you a call, usually within 2 hours. No credit check at this stage.

General information only. Finance is subject to lender approval, eligibility criteria and individual circumstances.

I compare 40+ lenders, including:

What are you looking to finance?

Choose where to start.

Select the type of finance you want to explore.

Car Finance

New ute, family car or an EV? I'll get you the right loan and show you the real total cost, not just the weekly number the dealer quotes.

Explore car finance

Home Loans

First home, next home, investment or refinance. Self-employed? Not a problem, that's a big chunk of what I do.

Explore home loans

Business Finance

Gear, vehicles, cash flow or a commercial property. I'll find a lender that understands how your business makes money.

Explore business finance
Car Finance

Car finance done properly.

Most people just Google a cheap-looking rate and sign up. That's the wrong approach. A balloon payment that's sized correctly, a loan term that suits your use case, and whether it's structured for business or personal, these decisions change the real cost significantly.

Balloon payments structured for your cashflow, not just to lower your repayments

Business use considered, chattel mortgage, novated lease, or personal finance

Tax and GST considerations discussed — confirm specifics with your accountant

Talk car finance with us

What we look at

Before recommending any car finance

Business vs personal use

Determines the loan type and potential tax treatment — confirm deductibility with your accountant

Balloon payment sizing

Lower repayments aren't always better, the balloon must be manageable at term end

Cashflow timing

Weekly, fortnightly, or monthly repayments, matched to when your income actually lands

Jonathan Al Aaraj, Finance Broker, CoreLend
Jonathan Al Aaraj Finance Broker · MFAA & FBAA Member
Why CoreLend

Why people come to me.

I work directly with you across car finance, home loans and business lending. No call centre, no handing you off to someone else halfway through.

Plain English

I'll explain the comparison rate, the fees and the loan structure in plain English. No jargon you have to Google afterwards.

40+ lenders

I compare car finance, home loan and business lending options across a panel of 40+ lenders, not just one bank's product.

Australia-wide

Phone, video or in person, depending on where you are and what suits you.

You deal with me

You speak with me directly from the first call through to settlement, not whoever picks up the phone that day.

Client Reviews

What clients say.

DH
Dr Handyman
Oct 2026 [TODO confirm]
★★★★★

"I had an excellent experience working with Jonathan. He was highly professional, efficient, and attentive throughout the entire process of arranging finance for my vehicle. His support made the process smooth and stress-free. Would highly recommend him to anyone seeking reliable and professional finance assistance."

MA
Michel A
Oct 2026 [TODO confirm]
★★★★★

"Got my Ranger Wildtrak finance approved through Jonathan at CoreLend and honestly couldn't believe how quick it was. Easy to deal with, explained everything properly, and made the whole thing simple from start to finish. Would definitely recommend him."

GY
Ghada Yousif
Sep 2026 [TODO confirm]
★★★★★

"Jonathan, I am so glad I came across your content on Instagram! You were upfront, honest, and still tried to help despite the low chances of it working out for me. You came back earlier than expected and offered your guidance even when there was nothing in it for you. This speaks highly of your character and professionalism. Highly recommend CoreLend, 10/10 service."

MB
Miguel Bruan
Aug 2026 [TODO confirm]
★★★★★

"Jonathan was highly reliable and great to deal with from start to finish. His communication was clear and consistent, always keeping things straightforward and easy to follow. He was responsive, professional, and made the entire process seamless. I'd strongly recommend working with Jonathan."

KO
Karina Oudesho
Jul 2026 [TODO confirm]
★★★★★

"Jonathan was extremely trustworthy, and his communication skills were excellent throughout the entire process. He was clear, responsive, and reliable, which made everything run smoothly. I highly recommend dealing with Jonathan, he's a pleasure to work with."

MA
Mark Anthony
Jul 2026 [TODO confirm]
★★★★★

"Jonathan and the team are excellent to work with. They're quick with replies and assistance, it feels as though they drop everything to help. There is no hesitation using the CoreLend team with anything money related. Cheers Jonathan."

5.0 ★ from [TODO: number] Google reviews

See all reviews on Google
FAQ

Common questions about finance broking.

If you can't find what you're looking for, get in touch and we'll point you in the right direction.

Usually not. The lender pays me a commission when your loan settles. That's how most brokers work. If a fee ever applies, I'll tell you upfront before we start, no surprises. Commission amounts can vary by lender and loan type.
Self-employed applicants can access finance, though lenders may assess income differently depending on your business structure and how long your ABN has been active. We work with lenders experienced in self-employed applications. Subject to lender assessment and individual circumstances.
Timelines vary depending on the lender and your circumstances. We push hard to keep things moving and let you know the moment something changes. Many clients receive conditional approval within a few business days of submitting their application. General information only — your situation may differ.
The repayment is one part of the picture. It's also worth considering the comparison rate, fees, loan term, offset account options, and whether the loan type suits your situation. For car finance, balloon payments and loan terms can significantly affect total cost. General information only — speak with us about your specific circumstances.
It depends on your current rate, remaining loan term, switching costs and break fees. We can help you compare your current loan against available options and explain what a switch may involve. Whether it makes sense depends on your individual circumstances. General information only.
Yes. Investment lending is assessed differently to owner-occupied lending. We work with investors at various stages and can help explain lender options, borrowing considerations and how different loan setups may affect your position. Subject to lender assessment and individual circumstances.
Jonathan Al Aaraj
Jonathan Al Aaraj
Replies within 2 hours

Let's have
a chat.

Car, home or business, tell me what you're after and I'll tell you straight if I can help.

40+ lenders
MFAA & FBAA accredited
Australia-wide support
Call Jonathan
0422 101 112
Email us
info@corelend.au

What are you after?

Takes a minute. I'll look it over and give you a call, usually within 2 hours. No credit check at this stage.

General information only. Finance is subject to lender approval, eligibility criteria and individual circumstances.